We handle Federal, Ontario, BC, and Québec incorporations — fully compliant, digitally delivered, and integrated directly into your Mortacc account.
Incorporation creates a separate legal entity — distinct from its owners — giving you protection, tax savings, and credibility.
Your personal assets are protected from business debts and lawsuits. Your risk is limited to what you invested in the company.
Canadian corporations benefit from the Small Business Deduction — a much lower tax rate on the first $500,000 of active business income.
"Inc." or "Ltd." signals stability and professionalism to clients, suppliers, and financial institutions.
Corporations can issue shares to investors, making it much easier to bring in partners or raise funding to grow.
We'll help you choose during the intake process. Here's a quick overview.
Read and sign our engagement letter below to authorize us to act on your behalf.
Provide your business details, directors, shareholders, and preferred company name.
Our team prepares and submits your incorporation to the government registry.
Your certificate and all corporate documents are delivered digitally within 24–72 hours.
Read the engagement letter, complete the intake form, and sign below. Our team will contact you within a few hours.
This Engagement Letter ("Agreement") is entered into between Mortacc Inc. ("Mortacc") and the individual or entity signing below ("Client").
Mortacc agrees to provide: (a) preparation and filing of articles of incorporation; (b) preparation of organizational resolutions, by-laws, and share certificates; (c) digital delivery of all incorporation documents; (d) minute book setup in the Mortacc platform; and (e) annual return reminders.
The Client agrees to: (a) provide accurate and complete information; (b) review all documents before submission; (c) notify Mortacc of any errors or changes immediately; and (d) comply with all applicable Canadian corporate legislation.
Fees are as described on the Mortacc pricing page and are payable upon signing. Government filing fees are included. Fees are non-refundable once the filing has been submitted to the government registry.
Mortacc will use reasonable efforts to complete filings within estimated timeframes (Federal: 24–72 hrs; Ontario: 24–48 hrs; BC: 24–48 hrs; Québec: 48–72 hrs). Mortacc is not responsible for delays caused by government registries.
Mortacc will send automated reminders at 60, 30, and 7 days before the annual return due date. It is the Client's sole responsibility to file the annual return on time. Mortacc is not liable for penalties from late filings.
Mortacc is not a law firm and does not provide legal advice. Services are administrative in nature. Mortacc's liability is limited to the fees paid for the specific service.
Mortacc will keep all Client information confidential and will not share it with third parties except as required to complete the filing or as required by law.
This Agreement is governed by the laws of the Province of Québec and the federal laws of Canada. Disputes shall be resolved in the courts of Québec.
By signing below, the Client confirms they have read, understood, and agreed to all terms of this Engagement Letter.
🔒 Your information is encrypted and securely stored · Terms of Service · Privacy Policy
Sign the engagement letter above and our team will handle everything — from filing to digital delivery of your corporate documents.
Questions? Email support@mortacc.com